Insurance Requirements

Requirements

  • Except for Residential/Neighborhood Block Parties, all Special Events permit applications must be accompanied by a Certificate of Liability Insurance confirming the Applicant’s General Liability policy provides limits of no less than $1,000,000, including bodily injury and property damage, and naming the City as an Additional Insured using the following address block:

City of Tacoma 

747 Market Street

Tacoma, WA 98402

  • Provide a copy of the Additional Insured policy endorsement document

  • Upload to Accela, or mail or email a copy to the Tacoma Venues & Events no later than (30) days prior to event date.

  • For Residential/Neighborhood Block Parties, the applicant/permittee must live on the block being closed. Verification of address may be required. 

Most events require a Certificate of Liability Insurance with a minimum coverage of $1,000,000, naming the City of Tacoma as an additional insured. Documentation must be submitted no later than 30 days before the event.

Waivers for Certain Activities 

    • These events are exempt from general insurance requirements, though applicants must still confirm that they reside within the permitted area and comply with other guidelines. Verification of address may be requested. 

    • Event organizers of constitutionally protected activity can request a waiver for insurance by submitting in writing a claim that it is objectively impossible to obtain insurance coverage. The applicant must also submit a statement from at least two independent licensed insurance brokers demonstrating the insurance is unavailable in the marketplace.

    • Even though insurance is waived, the City may require the event organizer to defend, indemnify, and hold harmless the City from any claim or liability arising from the event.

Special Coverage Needs

    • Events serving alcohol may require additional insurance coverage, depending on the event’s scale and location. Consult with the Tacoma Venues & Events to confirm specific requirements.

    • Events involving activities such as fireworks, inflatables, or mechanical rides may require supplemental insurance to address the elevated risk.

Additional Tips

    • Event organizers should consult with an insurance broker familiar with event coverage to ensure all requirements are met.

    • Begin the insurance process as soon as possible to avoid delays in your application approval.

  • Reach out to Tacoma Venues & Events for the most updated list of possible insurance providers.